Retirement is one of the most important milestones of your overall financial plan. Whether you’re accepting your first job offer, starting a family, or are enjoying your peak earning years, your goals for retirement play a key role in your financial strategies. How should you view and manage that plan through various life stages? Here are some points to consider.
Learn the Basics
Retirement is about a lot more than a 401(k). As you plan, you’ll also need to think about health, longevity, insurance, and tax considerations. Here’s where to start.
- Retirement Planning: Now and Later
- 4 Ways to Plan for Financial Independence
- 6 Retirement Concerns…and How to Avoid Them
- Five Key Questions to Ask as You Plan for Retirement
- Longevity: Will You Outlive Your Retirement Funds?
- Why "Buy Term and Invest the Difference" Isn't Good Advice
- The #1 Mistake Retirees Make with Their Portfolios
Life Insurance & Retirement
Life insurance can do a lot more than protect your loved ones. Some policy types also accrue cash value that you can use to supplement your retirement.
- Should You Use Life Insurance in Retirement Planning?
- 7 Benefits of Life Insurance for Retirement Planning
- How to Use Life Insurance for Tax-Free Retirement Income
- Two Reasons You Need an Insurance-Based Retirement Plan
- 3 Ways Life Insurance Improves Your Retirement
- Case Study: Life Insurance & Retirement Planning
Permanent Life Insurance
Permanent life insurance covers you for life, unlike a term policy, which will eventually expire. It also builds cash value over time that you can use for any purpose you like.
- Life Insurance or a Traditional IRA: Which One Helps You Pay Less Tax?
- Life Insurance vs. Traditional Retirement Income Sources
- Retire with More: Permanent Life Insurance Makes It Happen
- Retirement Spotlight: Indexed Universal Life Insurance (IUL)
- What Suze Orman Doesn't Tell You about Life Insurance