Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals. For example, when you're young, you might not have a great need for life insurance. However, as you take on more responsibilities and your family grows, your need for life insurance increases. The pages below cover topics that will help you start thinking about the amount of life insurance you need.
Learn the Basics
If you’re shopping for life insurance online, you’ll need to know how much coverage you want before you can get a quote. But what else do you need to know? If you’re new to life insurance, take a few moments to learn the basics to make sure you’re asking the right questions when you get a quote. You can always call or email me for more help.
To get an accurate quote, you may want to do a needs analysis for your family. An analysis will help you pinpoint your family’s current financial needs, along with future needs like college tuition. Once you have a clear picture of those needs, you can shop for a policy with confidence that you’re not over- or under-insuring.