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There's a new term life insurance product on the market. It's designed for busy people who want a fast, easy way to buy life insurance. You can get covered in 20 minutes, all with no medical exam. It's called Real-Time Term, and it's offered by Pan-American Life Insurance Company.

Term life insurance is the most affordable form of coverage. It’s simple and straightforward, with no investment or cash value component. All you do is select a term length for your coverage, with terms as short as one year and as long as 30 years.

During your term, the monthly payment and death benefit remain the same. When the term ends, you can either let the policy expire and continue without coverage, convert your policy to whole life before age 70, or keep paying to renew the policy on a yearly basis until it matures at age 95.

➡️ Ready to find out how affordable a new life insurance policy can be? Click the button below for a free quote!

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Key Features of Real-Time Term Life Insurance

  • No medical exam
  • Apply and get approved online in as little as 20 minutes
  • Only 12 application questions
  • Apply for up to $500,000 of term life coverage
  • Accelerated death benefit rider included at no extra cost
  • Option to convert your policy to whole life before the end of the term period or your 70th birthday, whichever comes first
  • Age 16-70: eligible for 5- and 10-year plans
  • Age 16-65: eligible for a 20-year plan
  • Age 16-48: eligible for a 30-year plan

➡️ Ready to find out how affordable a new life insurance policy can be? Click the button below for a free quote!

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About Pan American Life Insurance Company

Pan-American Life Insurance Company is a leading provider of life, accident, and health insurance. The company was recognized as a U.S. Best Managed Company for the third consecutive year in 2023. For over 110 years, they have provided financial solutions to people across the Americas, helping them protect their families and businesses. Currently, over 7.1 million people trust Pan-American to protect their lives with life, accident, and health insurance.

➡️ Ready to find out how affordable a new life insurance policy can be? Click the button below for a free quote!

Get a Free Quote