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7 Secrets to Get Lower Rates on Term Life Insurance

Term life insurance is already the most affordable form of coverage, but there are ways to make it even cheaper. Here are seven money-saving tips that will help you find the lowest rate.

What You Need to Know About Term Life Insurance

What is term life insurance? Does it provide the coverage you need? Read this article to learn everything you need to know about term life insurance.

Buy Term Life Insurance…But Why?

You already know you need life insurance, but why should you choose term life insurance? Learn about the many benefits of term life insurance by reading this article.

We compare term life insurance quotes and rates from all of the top carriers, including:

Life Insurance Quotes And Rates

The Term Life Insurance Database

At, comparing term life insurance quotes and rates online is easy. Our website quote engine instantly compares pricing from all of the best insurance companies on one screen. This makes it easy for you to search the entire market for the best life insurance quotes and rates available today.

Finding affordable, low cost, or cheap term life insurance doesn't have to be difficult. Technology today makes shopping for most products online pretty easy, and this includes term insurance as well. You can stop your online search at because all of the best term life insurance quotes can be found here.

In business since 1972, our years of experience will help you buy the best life insurance policy, get the right term period and coverage, and find the most affordable quotes and rates. There are so many companies insuring people today, but they do not all have the best expertise or experience. At Wholesale Insurance, we do more than promise you the best rates and quotes; we make sure you have the right protection (term period, type, and amount) for your situation.

About Our Advisors

Our licensed life insurance advisors offer free advice and have helped thousands of people like you get accurate term life insurance rates and quotes.

On the phone or via email, they will help you compare life insurance quotes and pick the right company for your situation. Finding the one company that will give you the best term rates is what we do (it's also why we're contracted to represent over 50 different carriers). That means you get great service and the lowest costing and most affordable term life insurance prices.

At, we work for you and do everything we can to make the process as easy and hassle-free as possible.

Our Life Insurance Quote Engine

Our term life insurance quote engine compares rate quotes from all of the major insurance companies. The top results are then displayed based on low cost (or cheapest) life insurance rates and policy availability. We also compare each company's financial strength and history and provide our own service rating based on our experience with the carrier (this experience includes processing term, universal, and whole life insurance applications and policies).

Run a quote to see how easy our term life insurance quotes engine really is. We believe you will be pleasantly surprised. And when you apply with Wholesale Insurance, you will see how simple and hassle-free it can be to buy term life insurance.

Give us a try… You will like us! It's our Wholesale Insurance Guarantee!

Other Insurance Products

At, we provide more than just life insurance quotes and rates. We also provide quotes, rates, and information for all of the following insurance types and products:

Annuities: CD-Type Annuities - Single Premium Immediate Annuities (SPIA)
Dental Insurance
Disability Insurance
Vision Insurance


WholeSale Insurance Average User Ratings:
9.7 out of 10. Based on 12 Reviews.

Wholesale Insurance
Reviewed by: Roger Zanotto on 10-10-2011
Thank you for being there!
Thank you for always trying to keep our bottom line cost as low as possible. Thank you for the professional and ethical staff you have maintained through the years. Thank you most of all for being there for us!
Rating: 5/5
Wholesale Insurance
Reviewed by: Steven "VP" von Prisk on 4-18-2011
Thanks for your assistance
Thanks for your assistance, Eric. You have been efficient and professional. I recommend you and your company to anyone who wishes to purchase life insurance.
Rating: 5/5
Wholesale Insurance
Reviewed by: Peter Bernard on 12-12-2010
I was extremely happy
I just wanted to let you know that I was extremely happy with the service I received from Zoena Hill when I applied for Life Insurance through I recently purchased a 20 year term life insurance policy through ING. Zoena was helpful through the whole process. From the information I provided her she got me the cheapest policy. She kept me posted with updates by email and phone calls. Even when I changed the amount of the insurance twice, she worked with me to get what I wanted. I am so pleased with her service that I have referred her to a friend of mine who will be shopping for life insurance in January.
Rating: 5/5

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