A trusted advisor since 1972
1-800-823-4852
Life Insurance
Information
Components
Quotes
Your Life Insurance Quote Could Change
Your universal, whole, or term life insurance quote may change for many different reasons.
The final price of your life insurance is not set until after the life insurance application has gone through the insurance company's underwriting process. In most cases this includes a review of the life insurance medical exam. Often times the insurance company will also want to review your medical records from your primary care physician.
Life insurance rates are determined based on many factors that all relate to your health. The better health you are in, the less likely you are to die, and therefore the better chance you have of receiving a lower life insurance premium.
Some common reasons for a change to a higher life insurance premium are:
- Poor height / weight ratio
- High cholesterol levels
- Family history of heart disease or cancer
- Elevated blood pressure
- Poor driving history
- Participation in hazardous activities
Click here to see a more in-depth look at the reasons mentioned above.
In order to get you the best rates for your life insurance, WholesaleInsurance.net asks that you inform us of any issues you may have in the aforementioned areas. The more detailed information you provide upfront in regards to your health history, the more accurate your quote will be.
If you are unsure of what health class you fall into, please contact one of our customer service representatives at 1-800-823-4852 so we can collect all the information necessary to give you a more accurate quote. This way we can find the life insurance company that best fits your needs.
Talk to an Advisor
A licensed insurance advisor can explain your options and help you choose the right life insurance for your needs.
Call: 1-800-823-4852
Chat: Live Advisor Chat
For assistance call 1-800-823-4852 7am–6pm M–Th, 8am–5pm Friday (Pacific time).
Copyright © 2002-2012 Pinney Wholesale Insurance Services - All rights reserved. 2266 Lava Ridge Court, Roseville CA 95661.
R. Jan Pinney CLU, ChFC, is a licensed life insurance agent in all states and the District of Columbia. The following agent license numbers are provided for R. Jan Pinney as required by state law: CA agent #0440057, LA agent #291116, MA agent #1674866, MN agent #20270113, UT agent #58330, agent R. Jan Pinney, DBA Pinney Wholesale Insurance Services. Commercial use by others is prohibited by law. This site provides term quotes. Each rate shown is a quote based on information provided by the carrier. No portion of WholesaleInsurance.net may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner.