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// ]]&gt;&lt;/script&gt;
&lt;h1 class="article_title"&gt;Sitemap&lt;/h1&gt;
&lt;h4&gt;&lt;span class="article_subtitle"&gt;Click the &lt;span class="foldopened"&gt;+&lt;/span&gt; and &lt;span class="foldopened"&gt;&amp;ndash;&lt;/span&gt; below to expand and collapse the map.&lt;/span&gt;&lt;/h4&gt;
&lt;h4&gt;&lt;span class="article_subtitle"&gt;Click the underlined links to view the pages.&lt;/span&gt;&lt;/h4&gt;
&lt;p&gt;&lt;span class="foldspecial" onclick="fold_document()"&gt;Collapse all&lt;/span&gt; | &lt;span class="foldspecial" onclick="unfold_document()"&gt;Expand all&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="/" target="_blank"&gt;&amp;nbsp;Wholesale Insurance Home &lt;/a&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span id="show1_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1" class="foldopened" onclick="hide_folder('1_1')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance" target="_blank"&gt;&amp;nbsp;Life insurance &lt;/a&gt; 
&lt;ul id="fold1_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1" class="foldopened" onclick="hide_folder('1_1_1')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance-information/retirement-planning.asp" target="_blank"&gt;&amp;nbsp;Types of life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_1_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_1" class="foldopened" onclick="hide_folder('1_1_1_1')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/term-v-permanent.asp" target="_blank"&gt;&amp;nbsp;Term vs. Permanent &lt;/a&gt; 
&lt;ul id="fold1_1_1_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_1_1_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_1_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_1_1" class="foldopened" onclick="hide_folder('1_1_1_1_1')"&gt;-&lt;/span&gt; &lt;a href="/term-life-insurance" target="_blank"&gt;&amp;nbsp;Term life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1_1_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/offers/return-of-premium.asp" target="_blank"&gt;&amp;nbsp;Return of premium (ROP) life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/annual-renewable-term-art.asp" target="_blank"&gt;&amp;nbsp;Annual renewable term (ART) life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_1_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_1_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_1_2" class="foldopened" onclick="hide_folder('1_1_1_1_2')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/permanent-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Permanent life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1_1_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_1_1_2_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_1_2_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_1_2_1" class="foldopened" onclick="hide_folder('1_1_1_1_2_1')"&gt;-&lt;/span&gt; &lt;a href="/offers/whole-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Whole life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1_1_2_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/whole/modified-premium.asp" target="_blank"&gt;&amp;nbsp;Modified premium whole life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/whole/graded-premium.asp" target="_blank"&gt;&amp;nbsp;Graded premium whole life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/cash-value/whole-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Cash value in whole life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_1_2_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_1_2_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_1_2_2" class="foldopened" onclick="hide_folder('1_1_1_1_2_2')"&gt;-&lt;/span&gt; &lt;a href="/offers/universal-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Universal life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1_1_2_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/variable.asp" target="_blank"&gt;&amp;nbsp;Variable universal life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/universal/flexibility.asp" target="_blank"&gt;&amp;nbsp;Flexibility in universal life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/cash-value/universal-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Cash value in universal life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_2" class="foldopened" onclick="hide_folder('1_1_1_2')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/specific-purpose.asp" target="_blank"&gt;&amp;nbsp;Specific purpose &lt;/a&gt; 
&lt;ul id="fold1_1_1_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_1_2_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_2_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_2_1" class="foldopened" onclick="hide_folder('1_1_1_2_1')"&gt;-&lt;/span&gt; &lt;a href="/business-insurance" target="_blank"&gt;&amp;nbsp;Business life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1_2_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/offers/key-man-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Key man life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/offers/buy-sell-insurance.asp" target="_blank"&gt;&amp;nbsp;Buy-sell life agreements &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/group.asp" target="_blank"&gt;&amp;nbsp;Group life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/split-dollar.asp" target="_blank"&gt;&amp;nbsp;Split-dollar life arrangements &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/deferred-compensation.asp" target="_blank"&gt;&amp;nbsp;Deferred compensation plans &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/credit.asp" target="_blank"&gt;&amp;nbsp;Credit life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/quick-issue.asp" target="_blank"&gt;&amp;nbsp;Quick issue life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/offers/mortgage-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Mortgage life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_3" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_3')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_3" class="foldopened" onclick="hide_folder('1_1_1_3')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/special-risk.asp" target="_blank"&gt;&amp;nbsp;Special risk &lt;/a&gt; 
&lt;ul id="fold1_1_1_3" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/offers/smokers-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Smoker life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/offers/seniors-term-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Senior life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_3_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_3_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_3_1" class="foldopened" onclick="hide_folder('1_1_1_3_1')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/no-exam" target="_blank"&gt;&amp;nbsp;No exam life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1_3_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/simplified-issue.asp" target="_blank"&gt;&amp;nbsp;Simplified issue life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/guaranteed-issue.asp" target="_blank"&gt;&amp;nbsp;Guaranteed issue life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/graded-benefit.asp" target="_blank"&gt;&amp;nbsp;Graded benefit life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_3_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_3_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_3_2" class="foldopened" onclick="hide_folder('1_1_1_3_2')"&gt;-&lt;/span&gt; &lt;a href="/offers/high-risk-life-insurance.asp" target="_blank"&gt;&amp;nbsp;High risk life insurance &lt;/a&gt; 
&lt;ul id="fold1_1_1_3_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/cancer.asp" target="_blank"&gt;&amp;nbsp;Cancer and life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/diabetes.asp" target="_blank"&gt;&amp;nbsp;Diabetes and life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/heart-disease.asp" target="_blank"&gt;&amp;nbsp;Heart disease and life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/dangerous-activities.asp" target="_blank"&gt;&amp;nbsp;Dangerous activities and life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_4" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_4')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_4" class="foldopened" onclick="hide_folder('1_1_1_4')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/other-features.asp" target="_blank"&gt;&amp;nbsp;Other features &lt;/a&gt; 
&lt;ul id="fold1_1_1_4" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/participating.asp" target="_blank"&gt;&amp;nbsp;Participating life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/variable.asp" target="_blank"&gt;&amp;nbsp;Variable life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/adjustable.asp" target="_blank"&gt;&amp;nbsp;Adjustable life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_1_4_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_1_4_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_1_4_1" class="foldopened" onclick="hide_folder('1_1_1_4_1')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/multiple-insureds.asp" target="_blank"&gt;&amp;nbsp;Life insurance for multiple insureds &lt;/a&gt; 
&lt;ul id="fold1_1_1_4_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/group.asp" target="_blank"&gt;&amp;nbsp;Group life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/survivorship.asp" target="_blank"&gt;&amp;nbsp;Survivorship life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2" class="foldopened" onclick="hide_folder('1_1_2')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance-information/" target="_blank"&gt;&amp;nbsp;Life insurance information &lt;/a&gt; 
&lt;ul id="fold1_1_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_2_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1" class="foldopened" onclick="hide_folder('1_1_2_1')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance-information/life-insurance.asp" target="_blank"&gt;&amp;nbsp;Life insurance 101 &lt;/a&gt; 
&lt;ul id="fold1_1_2_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_1" class="foldopened" onclick="hide_folder('1_1_2_1_1')"&gt;-&lt;/span&gt; &lt;span style="font-style: italic;"&gt;Why life insurance?&lt;/span&gt; 
&lt;ul id="fold1_1_2_1_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/consumer-reports/circle-of-safety/life-insurance-purpose.asp" target="_blank"&gt;&amp;nbsp;Many purposes of life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_1_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_1_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_1_1" class="foldopened" onclick="hide_folder('1_1_2_1_1_1')"&gt;-&lt;/span&gt; &lt;a href="/real-life-stories" target="_blank"&gt;&amp;nbsp;Real life stories &lt;/a&gt; 
&lt;ul id="fold1_1_2_1_1_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/real-life-stories/susan-term-protection.asp" target="_blank"&gt;&amp;nbsp;Susan Stantham &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/real-life-stories/life-insurance-protection-katie.asp" target="_blank"&gt;&amp;nbsp;Katie Matthews &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/real-life-stories/robert-thompson.asp" target="_blank"&gt;&amp;nbsp;Robert Thompson &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/real-life-stories/dorsey-hoskins.asp" target="_blank"&gt;&amp;nbsp;Dorsey Hoskins &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/real-life-stories/brian-house.asp" target="_blank"&gt;&amp;nbsp;Brian House &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/how-to.asp" target="_blank"&gt;&amp;nbsp;How to... &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_2" class="foldopened" onclick="hide_folder('1_1_2_1_2')"&gt;-&lt;/span&gt; &lt;a href="/term-application-process" target="_blank"&gt;&amp;nbsp;The application process &lt;/a&gt; 
&lt;ul id="fold1_1_2_1_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/term-application-process/quote.asp" target="_blank"&gt;&amp;nbsp;Obtaining your life insurance quote &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/term-application-process/personal-information.asp" target="_blank"&gt;&amp;nbsp;We call to verify your information &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/term-application-process/application.asp" target="_blank"&gt;&amp;nbsp;The life insurance application &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/term-application-process/medical-exam.asp" target="_blank"&gt;&amp;nbsp;The life insurance medical exam &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/term-application-process/underwriting.asp" target="_blank"&gt;&amp;nbsp;Underwriting your life insurance application &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/term-application-process/policy-issued.asp" target="_blank"&gt;&amp;nbsp;Issuing your life insurance policy &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/term-application-process/long-underwriting.asp" target="_blank"&gt;&amp;nbsp;Why underwriting takes so long &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/term-application-process/price-quotes.asp" target="_blank"&gt;&amp;nbsp;When your quote becomes your price &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_3" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_3')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_3" class="foldopened" onclick="hide_folder('1_1_2_1_3')"&gt;-&lt;/span&gt; &lt;span style="font-style: italic;"&gt;Components of a life insurance policy&lt;/span&gt; 
&lt;ul id="fold1_1_2_1_3" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/quotes.asp" target="_blank"&gt;&amp;nbsp;Quotes &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/health-classification.asp" target="_blank"&gt;&amp;nbsp;Health classification &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_3_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_3_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_3_1" class="foldopened" onclick="hide_folder('1_1_2_1_3_1')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/premiums.asp" target="_blank"&gt;&amp;nbsp;Premiums/Rates &lt;/a&gt; 
&lt;ul id="fold1_1_2_1_3_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/determining-rates.asp" target="_blank"&gt;&amp;nbsp;Determining rates &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/premium-types.asp" target="_blank"&gt;&amp;nbsp;Varieites of premium &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/premium-transparency.asp" target="_blank"&gt;&amp;nbsp;Premiums unraveled &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_3_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_3_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_3_2" class="foldopened" onclick="hide_folder('1_1_2_1_3_2')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/cash-value" target="_blank"&gt;&amp;nbsp;Cash value &lt;/a&gt; 
&lt;ul id="fold1_1_2_1_3_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/cash-value/whole-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Cash value in whole life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/cash-value/universal-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Cash value in universal life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/cash-value/variable-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Cash value in variable life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_3_3" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_3_3')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_3_3" class="foldopened" onclick="hide_folder('1_1_2_1_3_3')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/death-benefits" target="_blank"&gt;&amp;nbsp;Death benefits &lt;/a&gt; 
&lt;ul id="fold1_1_2_1_3_3" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/death-benefits/benefit-options.asp" target="_blank"&gt;&amp;nbsp;Death benefit options &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/death-benefits/payment-options.asp" target="_blank"&gt;&amp;nbsp;Death benefit payment options &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/death-benefits/how-much-coverage.asp" target="_blank"&gt;&amp;nbsp;How much life insurance is enough? &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/riders" target="_blank"&gt;&amp;nbsp;Riders &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_1_3_4" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_1_3_4')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_1_3_4" class="foldopened" onclick="hide_folder('1_1_2_1_3_4')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance/taxation.asp" target="_blank"&gt;&amp;nbsp;Taxes &lt;/a&gt; 
&lt;ul id="fold1_1_2_1_3_4" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/irs-guidelines.asp" target="_blank"&gt;&amp;nbsp;Federal limits &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_2" class="foldopened" onclick="hide_folder('1_1_2_2')"&gt;-&lt;/span&gt; &lt;a href="/life-insurance-information/shopping-tools.asp" target="_blank"&gt;&amp;nbsp;Shopping tools &lt;/a&gt; 
&lt;ul id="fold1_1_2_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_2_2_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_2_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_2_1" class="foldopened" onclick="hide_folder('1_1_2_2_1')"&gt;-&lt;/span&gt; &lt;span style="font-style: italic;"&gt;How to...&lt;/span&gt; 
&lt;ul id="fold1_1_2_2_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance/articles/how-to-shop-for-life-insurance.asp" target="_blank"&gt;&amp;nbsp;How to shop for life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance/death-benefits/how-much-coverage.asp" target="_blank"&gt;&amp;nbsp;How to choose a death benefit &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/choose-agent.asp" target="_blank"&gt;&amp;nbsp;How to choose a life insurance agent &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/choose-agency.asp" target="_blank"&gt;&amp;nbsp;How to choose a life insurance agency &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/choose-carrier.asp" target="_blank"&gt;&amp;nbsp;How to choose a life insurance carrier &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/estate-protection.asp" target="_blank"&gt;&amp;nbsp;How to use life insurance for estate protection &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/retirement-planning.asp" target="_blank"&gt;&amp;nbsp;How to use life insurance for retirement planning &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/business-insurance" target="_blank"&gt;&amp;nbsp;How to use life insurance for business protection &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/offers/mortgage-life-insurance.asp" target="_blank"&gt;&amp;nbsp;How to use life insurance for mortgage protection &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_2_2" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_2_2')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_2_2" class="foldopened" onclick="hide_folder('1_1_2_2_2')"&gt;-&lt;/span&gt; &lt;span style="font-style: italic;"&gt;How much&lt;/span&gt; 
&lt;ul id="fold1_1_2_2_2" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/business-life-insurance-calculator.asp" target="_blank"&gt;&amp;nbsp;Life insurance needs calculator &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/business-life-insurance-calculator.asp" target="_blank"&gt;&amp;nbsp;Calculating business life insurance needs &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_2_3" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_2_3')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_2_3" class="foldopened" onclick="hide_folder('1_1_2_2_3')"&gt;-&lt;/span&gt; &lt;span style="font-style: italic;"&gt;Why choose Wholesale Insurance&lt;/span&gt; 
&lt;ul id="fold1_1_2_2_3" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;span id="show1_1_2_2_3_1" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_2_3_1')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_2_3_1" class="foldopened" onclick="hide_folder('1_1_2_2_3_1')"&gt;-&lt;/span&gt; &lt;a href="/unique-insurance-ability" target="_blank"&gt;&amp;nbsp;Our unique insurance ability &lt;/a&gt; 
&lt;ul id="fold1_1_2_2_3_1" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/unique-insurance-ability/client-priority.asp" target="_blank"&gt;&amp;nbsp;You come first &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/unique-insurance-ability/term-life-prices.asp" target="_blank"&gt;&amp;nbsp;You get the best price for the best policy from the best life insurance companies &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/unique-insurance-ability/high-quality.asp" target="_blank"&gt;&amp;nbsp;You get high quality service &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/unique-insurance-ability/high-tech.asp" target="_blank"&gt;&amp;nbsp;You get high tech service &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/unique-insurance-ability/choose-involvement.asp" target="_blank"&gt;&amp;nbsp;You choose our involvement &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/unique-insurance-ability/client-representation.asp" target="_blank"&gt;&amp;nbsp;We represent you, not the life insurance companies &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/unique-insurance-ability/underwriting-expertise.asp" target="_blank"&gt;&amp;nbsp;You get our underwriting expertise &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href="/testimonials.asp" target="_blank"&gt;&amp;nbsp;Testimonials &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-companies" target="_blank"&gt;&amp;nbsp;Life insurance companies at Wholesale Insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span id="show1_1_2_2_4" class="foldclosed" style="position: absolute;" onclick="show_folder('1_1_2_2_4')"&gt;+&lt;/span&gt; &lt;span id="hide1_1_2_2_4" class="foldopened" onclick="hide_folder('1_1_2_2_4')"&gt;-&lt;/span&gt; &lt;a href="/consumer-reports/" target="_blank"&gt;&amp;nbsp;Consumer reports &lt;/a&gt; 
&lt;ul id="fold1_1_2_2_4" style="position: relative; visibility: visible;"&gt;
&lt;li&gt;&lt;a href="/consumer-reports/circle-of-safety" target="_blank"&gt;&amp;nbsp;Circle of safety &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/life-insurance-for-a-smoker.asp" target="_blank"&gt;&amp;nbsp;Why is life insurance more for a smoker? &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/life-insurance-online.asp" target="_blank"&gt;&amp;nbsp;Is it safe to buy life insurance online? &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/life-insurance-protection.asp" target="_blank"&gt;&amp;nbsp;Are you underinsured? &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/term-underinsured.asp" target="_blank"&gt;&amp;nbsp;Are you underinsured? (cont'd) &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/life-insurance-quote.asp" target="_blank"&gt;&amp;nbsp;Why your quote doesn't really matter... &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/overpaying-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Avoid overpaying for your life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/overpriced-life-insurance.asp" target="_blank"&gt;&amp;nbsp;How to NOT overpay for life insurance &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/senior-life-insurance.asp" target="_blank"&gt;&amp;nbsp;Why is senior life insurance more expensive? &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/term-life-facts.asp" target="_blank"&gt;&amp;nbsp;American families at risk &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/consumer-reports/term-life-insurance-advice.asp" target="_blank"&gt;&amp;nbsp;7 inside secrets to save big money on your life insurance &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-faqs" target="_blank"&gt;&amp;nbsp;FAQ &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/dictionary/life-insurance" target="_blank"&gt;&amp;nbsp;Dictionary &lt;/a&gt; &lt;/li&gt;
&lt;li&gt;&lt;a href="/life-insurance-information/medical-glossary/" target="_blank"&gt;&amp;nbsp;Medical glossary &lt;/a&gt; &lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;/ul&gt;
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  <created-at type="datetime">2010-02-25T20:24:45Z</created-at>
  <head-title>Life Insurance Sitemap</head-title>
  <id type="integer">583</id>
  <meta-description>A map of WholesaleInsurance.net to links about our business, our unique ability, and testimonials from real customers.</meta-description>
  <meta-keywords>life insurance, term life insurance, sitemap, site map, life insurance site</meta-keywords>
  <name>Sitemap</name>
  <priority type="integer">9</priority>
  <published type="boolean">true</published>
  <rss-content type="boolean">false</rss-content>
  <section-id type="integer">42</section-id>
  <updated-at type="datetime">2010-02-25T20:46:35Z</updated-at>
  <url-key>sitemap/</url-key>
</article>
