Life Insurance Is for Susan Stantham.
"She was surrounded by creditors…I felt a little awkward. I was there to give her money, not take it away."
Bill Stantham had many debts; debts that, when he died, got transferred to his wife Susan. Unfortunately, Susan was a housewife, and did not have a flow of income she could use to pay off her husbands' debts. And with the costs of the funeral to pay off as well, Susan was in a very tight spot.
"I didn't know what to do. I didn't want to have to borrow money—or know if I even could—but I knew that somehow I'd have to pay it all off… I remember that day, it seemed like all my husband's creditors had banded together and come over. Then another man came to the door. I thought, 'Oh great, not another one.'"
But the man at the door was Bill's life insurance agent. In his hand he held a check from Bill's insurance company for $500,000. Years before, Bill had purchased a term life insurance policy. Susan didn't even know he had bought it.
"I couldn't believe my ears or my eyes. I began to cry and just hugged this man I'd never seen before…Suddenly I knew it would all be okay. Bill was still looking out for me, even after he was gone."
Susan used the life insurance money to pay off all the debts. With the money left over, she was able to continue living as she had when Bill was still alive. Term Life Insurance had protected Susan. It can protect you and your loved ones as well.
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