Seniors Life Insurance Quotes and Rates Online
With people living longer and working later in life, life insurance for seniors is a relevant consideration. If you're a senior citizen looking for insurance — or even just looking for information on seniors life insurance — Wholesale Insurance can help.
Buy seniors life insurance or learn more...
Go to:
How Wholesale Insurance helps
Our personal service, information library, and online quoter are available to you free of charge.
Wholesale Insurance is an independent life insurance agency. That means that we make policies from many different competitors available to you. We represent over 50 different life insurance companies — all rated financially strong by independent credit ratings organizations.
Because we represent so many senior life insurance companies, our allegiance is to you (not to any one of them). Our goal is to find you the most affordable senior life insurance on the market.
In business since 1972, Wholesale Insurance has long experience working with senior citizens. We understand the seniors life insurance market and can find the companies with the best rates for senior citizens.
The seniors life insurance market
The life insurance playing field changes when individuals hit age 50 (you don't have to be a senior citizen to shop for senior life insurance).
Seniors life insurance companies
The life insurance policies available to 50-and-older shoppers are (for the most part) the same products on sale to younger shoppers, but the company that writes the cheapest policies for hale 35-year-olds is generally not the company that writes the cheapest seniors life insurance policies.
At Wholesale Insurance, we connect you with over 50 companies, all with strong financial ratings, with names you know, like Metlife, Genworth, John Hancock, and more.
Seniors life insurance policies
As a senior citizen (or a 50-and-over shopper), you can buy any type of life insurance that is available to younger shoppers (term, whole, universal, etc.). Here are the most popular types of seniors life insurance:
- Senior term life insurance is perhaps the most popular option. Term life insurance is simple and as cheap as life insurance can be.
- No-exam life insurance is more expensive but enables individuals with especially poor health to obtain needed coverage.
- Graded benefit life insurance is typically available only to older shoppers (typically, aged 50 and up).It is a less costly variety of no-exam life insurance.
How to buy seniors life insurance
Wholesale Insurance lifts most of the burden, but there's still some work for you to do:
- Compare quotes to find the best price. You can do this by either:
- speaking with a licensed advisor over the phone: (800) 823-4852
- using our online life insurance quotes form to instantly retrieve quotes from multiple senior life insurance companies
- Complete an application. (We'll do most of this for you.) You can supply the needed information over the phone or online (to do it online, you must first use the online quote form).
- If the life insurance company approves your application, sign your contract and send in your first premium payment.
As part of our service to you, we will keep you informed throughout the application process. We will also explain and help you fill out any forms and answer any questions you may have.
If you are having (or have had) trouble being approved for coverage, call today and speak with one of our advisors. Our specialty at Wholesale Insurance is hard-to-place cases.
