Mortgage Life Insurance
Mortgage Protection Insurance
Mortgage Life Insurance, also known as mortgage protection insurance, is an excellent way to protect your family and your home in the event of your untimely passing.
Unlike Private Mortgage Insurance or PMI (which protects your lender), mortgage life insurance provides a death benefit that can be used by your beneficiaries to pay off the remaining balance of your mortgage.
In most instances, people buying mortgage life insurance get a regular term life insurance policy. However, you could also try a return of premium policy (that refunds all premiums paid at the end of the term) or a universal life insurance policy that accumulates cash value (which could allow you to pay off your mortgage 10 to 15 years early).
Either way, the policy you choose can be used solely as mortgage payoff insurance—to pay off your mortgage—or it can be coupled with other needs to provide fuller financial protection for your loved ones.
Many financial service professionals would suggest that you look at your entire financial situation and then buy a life insurance policy that will cover all of your needs, including your mortgage protection plans.
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At Wholesale Insurance, we've been helping folks like you with mortgage life insurance since 1972. Our years of experience give you the advantage!
We have been working in the life insurance industry for many years and have developed contacts and expertise that will help you get the lowest mortgage life insurance rates available anywhere in the industry.
Because we are contracted with so many life insurance companies (and because we are specialists in understanding their different underwriting requirements), we will be able to match you with the company that will give you the best mortgage life insurance rates.
You may not know this, but not all companies offer the same rates to the same types of people.
Some companies specialize in offering good rates to seniors; others to smokers or diabetics. Some only offer good rates to very healthy individuals.
You owe it to yourself to work with an agency that has the expertise and contacts necessary to ensure that you get the best mortgage life insurance rates available. That company is Wholesale Insurance.
We promise that if you let us go to work for you, you will not be disappointed in our service. In fact, we know that you'll be surprised at how easy getting mortgage life insurance really is!
So try us—you will like us. It's our Mortgage Life Insurance Guarantee!
