Key Man Insurance:

Key Man Life Insurance:
The Smart Way to Protect Your Business

Welcome to Wholesale Insurance, the Key Man Insurance Specialists!

We have been helping people like you protect their businesses since 1972. We understand how important your business is to you and are dedicated to helping you find the right policy for your situation.

Key man insurance, also known as key man life insurance, is a life insurance policy designed to compensate your company for the loss of an important employee, partner, or owner. Those of us in business know our employees are our most important assets, and the untimely death of a key person in a business can be devastating.

That's why key man insurance is so important. It provides immediate cash to help a business survive the loss of their key employee.

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There are many different policies that can be used for your key man insurance. Key man insurance can be term, whole, or universal life insurance and can be purchased for a specific period of time (typically for 10, 15, 20 or 30 year periods, or for life). In most instances, term life insurance is the type of policy used.

However, key man insurance policies purchased for life often have cash values that can be used to supplement retirement programs for key employees or to reimburse the company for the cost of this protection following a key person's retirement.

Another option is to use return of premium life insurance. This type of policy will reimburse all premiums paid if the key employee outlives the term of the policy.

Whichever type of policy fits your situation, receiving a key man life insurance quote is easy. Simply fill out the form on this page and then select a product to cover your key person.

Protect your business by insuring your key employees today!

For more information on the importance of Key Person Insurance and how it can benefit your business, we recommend this Article on Entrepeneur.com: Why You Need Key Man Insurance. (opens in new window.)

There is so much uncertainty in the world today, but key man insurance can help take some of the anxiety away. With your key man insurance policy, you can know that your business is protected.

At Wholesale Insurance, we are ready to help you in any way that we can. Use our knowledge, expertise, and contacts within the industry to ensure that you get the right key man life insurance policy at the best rates.

We know if you try us, you will like us. It's our Key Man Insurance Guarantee!

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