Don't Take No For An Answer!
We Can Get You High Risk Life Insurance!
High Risk Life Insurance is generally purchased for two reasons:
- You participate in hazardous activities or avocations (i.e. scuba diving, rock climbing, vehicle racing, flying as a pilot, etc.).
- You have a health condition that is hard to insure (cancer, diabetes, heart disease, etc.).
Both of these circumstances mean that you are a higher risk for a life insurance company to insure. Because you are a higher risk, your term life insurance will cost more. Luckily, you found Wholesale Insurance. We specialize in high risk and impaired risk situations.
Just because you have sleep apnea, diabetes, a coronary artery stent, or other serious illnesses, doesn't mean you should get turned down or be charged significantly higher premiums for life insurance. Wholesale Life Insurance can help you find high risk life insurance companies that will provide you with the benefits and coverage that you and your family need.
Our years of experience and knowledge will help you survey potential providers to find the best high risk life insurance companies and high risk term life insurance rates.
Most insurers use mortality tables based on 30-year-old data (mortality tables are used to determine rates). Luckily, a handful of others employ "clinical medical underwriting"—an underwriting philosophy which takes into consideration the latest medical advances and lifestyle choices that allow people with health problems to live long lives.
So if you thought you couldn't get life insurance, Wholesale Insurance is here to help! Call us today at 1-800-823-4852!
