New research on aging in the United States suggests that levels of health disparity have increased significantly for individuals born in the country after 1980.
The research, conducted by the American Sociological Association, also found that health disparity is likely to increase as people move into middle age before it starts its decline in old age. Health disparity refers to the ratio of healthy versus less healthy or unhealthy people in a given cohort.
"As young people today reach middle age and preceding cohorts with a smaller health gap die off, we expect health disparities in the whole population to grow even larger," said Hui Zheng of Ohio State University, lead author of the study. "If that trend continues, as I expect it will, health disparities in the whole population will increase in the coming decades."
Increasing age and declining health often go hand in hand, which is why individuals on the verge of senior citizen status will want to be sure they have a life insurance policy in place for the financial protection of those closest to them. An effective policy might include coverage for funeral expenses, annual living expenses of the policyholder's dependents and future education payments.