Life Insurance Quotes

Tow truck driver takes out specific life insurance policy

09/21/11

Life insurance considerations are often personal, and may relate to age, financial standing, family size or the nature of employment. According to 40/29 news in Fayetteville, Arkansas, one man has increased his insurance coverage for a very specific threat to his health.

The source says that Tony Arnold, a tow truck operator from Rogers, Arkansas, recently increased his life insurance coverage because of a few near-misses he experienced on Interstate 540, a road he says is particularly dangerous for road workers and motorists with disabled vehicles.

Arnold advises drivers on I-540 to use caution, and says that anyone working on the road, especially at night, should wear reflective clothing and take all necessary precautions, using road flares and hazard lights when broken down.

"I've had a few near misses with mirrors just clipping my back," he told the source.

Recently, a 28 year old man was struck by a pickup truck and killed on I-540 while changing a flat tire.

Taking out an individual insurance policy can be a way of providing loved ones with financial security in the event of a premature death. While group and employee based life insurance participation stands at 56 percent in the United States, only about one third of Americans are covered by an individual life insurance policy, according to a LIMRA study cited by the Insurance Information Institute

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