Life Insurance Quotes

Standard Security Life endorses stop-loss policy

11/01/11

Standard Security Life Insurance Company of New York recently announced plans to file an endorsement that will close gaps in its stop-loss policy regarding coverage limits.

Self-funded health plan sponsors that could be created from the requirements set forth by the Patient Protection and Affordable Care Act will be addressed by the endorsement, which will begin immediately.

David Kettig, president of IHC Risk Solutions and senior vice president of Standard Security Life said the company strives to work with clients and partners alike in improving the stop-loss coverage process.

"With that objective in mind, through this endorsement, we would consider previously denied claims overturned by an IRO to be eligible plan expenses and would cover those claims in the normal course as if they had been paid on the date they were previously denied," Kettig said.

Health is the cornerstone of not only longevity but of affordable life insurance policies as well. Insurance companies determine rates based on the risk the potential policyholder possesses and having a clean bill of health is the most effective way to lower the cost of coverage. Comparing life insurance quotes online is another way to efficiently see how much different companies charge certain demographics.
 

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