Life Insurance Quotes

New innovative universal life insurance products available

07/01/11

Protective Life Insurance Company and West Coast Life Insurance Company have announced two new universal life insurance products that are more flexible than previous plans. Protective OneStep Life and West Coast Life OneStep offer initial premiums which are 25 percent less than other guaranteed universal life insurance policies.

Experts have found that 56 percent of individuals say they do not purchase life insurance because the policy is too expensive and they cannot afford the premium.

These new products will provide a lower entry-level premium and consumers will pay lower premiums for the first five years of the policy. The premiums will then go up in the sixth year and remain level for the life of the policy.

"With the Protective OneStep Life and West Coast Life OneStep Life products, consumers will enjoy an initial 25% premium cost-savings over other guaranteed universal life product options," says John Deremo, of Protective Life. "These savings make it affordable for families to purchase an adequate amount of permanent coverage, when it otherwise may not have been possible." 

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