Life Insurance Quotes

MCR Financial announces new insurance discount program

10/21/11

Substantial premium discounts are now being offered by Guardian Life Insurance Company and DisabilityQuotes.com.

The two companies are supplying discounts on Guardian's disability income protection for doctors with admitting privileges at Holy Cross Hospital in Silver Spring, Maryland. The discounts are offered through a contract for agents and physicians through DisabilityQuotes.com.

MCR Financial will provide the guidance and education that physicians and agents need in order to help them choose the best choice for their disability insurance.

Disability insurance is designed to replace 45 to 60 percent of a person's gross income on a tax-free basis if he or she is unable to earn income.

Guardian offers the No. 1 non-cancellable individual disability insurance policy in the country, according to the LIMRA International 2010 U.S. Individual Disability Income Insurance Annual Review report, based on annualized premium.

Life insurance remains a pressing need for many Americans, with a LIMRA fact sheet reporting 58 million U.S. households say they need more life insurance coverage. Despite so many households acknowledging they need more financial protection, only 44 percent have an individual life insurance policy. 

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