As people begin to think about retirement, they may also unfortunately start to think about death. Leaving behind a grieving family with the added pressure of paying for a funeral is not something many people want to do. For anyone that does not have a life insurance policy that will pay their beneficiaries enough money to cover these expenses, some companies offer funeral insurance, or burial insurance, according to FOX Business.
"In life insurance planning, that topic of conversation often comes up," Scott Zuckerman, president and CEO of Wexford Financial Strategies in New York, told the news source. "Clients say, 'I don't want to place any burden on my family.'"
Funeral insurance is usually a whole life insurance policy with a death benefit, the Insurance Information Institute reports. The payout can range anywhere from $5,000 to $25,000, depending on how much money the insured thinks their family will need.
These plans can cover a single individual or an entire family. However, they may not be offered by all life insurance firms, FOX reports.