Life Insurance Quotes

The search for safe investments may not include US Treasury Bonds

06/13/11

As 77 million Baby Boomers start to reach retirement age this year, many are trying to figure out where their money is the safest, according to Forbes. A good number of these boomers may have lost a large portion of their retirement fund when the dot-com industry crashed, and then again when the housing market tanked. 

Now, some investors are encouraging people to put their money into "safe" Treasuries with the federal government, the media outlet reports. Annuities can fluctuate with inflation rates, but if an individual invests in a 10-year US Treasury note, they may lose all of their yield and a bit of their principal to inflation.

Experts feel that investing in short-term instruments may be the safest bet for people looking to retire in the near future, according to The Press of Atlantic City. Financial advisers believe that it is likely interest rates are going to rise in the near future, which will in turn lower the value of existing bonds.

Investing in municipal bonds may bring certain tax advantages, but their instability within the market can make them an unsafe financial solution, Forbes reports.
 

Talk to an Advisor

A licensed insurance advisor can explain your options and help you choose the right life insurance for your needs.

Call: 1-800-823-4852

Chat: Live Advisor Chat

Sm

A few of the carriers we quote