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John Hancock announces new retirement analysis program

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John Hancock Financial recently announced the release of a new financial program for retirement designed to limit financial risk while placing clients in the best possible place to see significant yet sustainable retirement gains. With online personal analysis tools and financial training materials, John Hancock's new retirement program allows customers to be as involved in their financial decisions as a financial professional may be, and equally as knowledgeable.

One of the primary features of John Hancock's new retirement program is an advanced analysis tool called the RSQ Analyzer, a comprehensive online computer program that applies cutting edge financial analysis algorithms to a particular client's finances and optimizes a product package designed to meet specific retirement goals. Clients and their financial advisers can use the RSQ Analyzer to evaluate and compare different financial packages.

A diverse portfolio is often key to both maximize gains and provide a certain level of security. Indexed annuities, for example, may provide high gains but subscription comes with the inherent risks of the market. Other forms of guaranteed annuities may not produce the high interest rates of indexed products in a strong economy, but do give customers stable, regular payouts.

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