Heart Disease and Life Insurance
The relationship between heart disease & life insurance
A history of heart disease tends to increase the cost of life insurance because heart disease greatly increases an individual's mortality risk—and the likelihood that a life insurance company will have to pay a death benefit.
How to buy high risk life insurance
Competing life insurance companies weigh heart disease and related risk factors differently. Some judgments are firm; others may be bent. We specialize in shopping competitors and negotiating your rate class with them to find you a better price than an online form can offer.
Consequently, we don't offer instant quotes for high risk life insurance, but you can put us on the case with only a phone call.
Shop with a helpful service person now
Call 1-800-823-4852 or use our online Live Chat to get the ball rolling.
At no cost to you, our service people will work with you and the life insurance companies to find you the best rate from 50+ top life insurance companies.
What is heart disease?
The term "heart disease" may actually apply to any of several afflictions of the circulatory system, not limited to the heart alone. Heart disease may lead to stroke, heart attack, heart failure, etc. Heart disease may arise from high blood pressure, vascular obstruction, failure of cardiac muscle, etc.
Life insurance for people with heart disease
The CDC (US Centers for Disease Control and Prevention) places heart disease at the very top of the leading causes of death. Even though it's harder to buy life insurance for people with heart disease, it becomes increasingly relevant for those very people.
