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  <content>&lt;h1 class="article_title" style="text-align: left;"&gt;Life Insurance&lt;/h1&gt;
&lt;h2 class="article_subtitle" style="text-align: left;"&gt;What Is Life Insurance?&lt;/h2&gt;
&lt;p&gt;&lt;a class="in_text_link" title="Life Insurance" href="/"&gt;Life insurance&lt;/a&gt; is a financial product that protects your loved ones.&lt;/p&gt;
&lt;p&gt;It is an agreement between you and the life insurance company.&amp;nbsp; You agree to pay a predetermined premium rate.&amp;nbsp; The life insurance company agrees to pay a sum of money to your beneficiary if you die&amp;mdash;as long as you were still paying your premiums at the time of your death.&lt;/p&gt;
&lt;p&gt;It is one of the easiest ways to provide for the financial well-being of your family.&lt;/p&gt;
&lt;h2 class="article_subtitle" style="text-align: left;"&gt;Types of Life Insurance&lt;/h2&gt;
&lt;p&gt;There are many different types of life insurance. The most simple and inexpensive form of life insurance is &lt;a class="in_text_link" title="Term Life Insurance" href="/term-life-insurance/"&gt;term life insurance&lt;/a&gt;. Also known as term insurance or level premium insurance, term life insurance covers you for a specific term. During that period of time, your premiums do not change.&lt;/p&gt;
&lt;p&gt;Click here to learn about other &lt;a class="in_text_link" title="Types Of Life Insurance" href="/life-insurance/types.asp"&gt;types of life insurance&lt;/a&gt;.&lt;/p&gt;
&lt;h2 class="article_subtitle" style="text-align: left;"&gt;Other Purposes of Life Insurance&lt;/h2&gt;
&lt;p&gt;Life insurance can be used to protect your business through a key man insurance policy or a buy-sell agreement.&amp;nbsp; You can also use life insurance to leave behind a charitable gift.&amp;nbsp; In estate planning, life insurance can also be used to decrease or eliminate the death tax.&lt;/p&gt;
&lt;p&gt;Click here to find more &lt;a class="in_text_link" title="Life Insurance Information" href="/life-insurance-information/"&gt;life insurance information&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;How much life insurance do you need? Click here to use our &lt;a class="in_text_link" title="Life Insurance Calculator" href="/life-insurance-information/life-insurance-calculator.asp"&gt;life insurance calculator&lt;/a&gt;.&lt;/p&gt;</content>
  <created-at type="datetime">2010-01-15T18:09:03Z</created-at>
  <head-title>What Is Life Insurance? &gt;&gt;&gt;&gt;&gt;</head-title>
  <id type="integer">105</id>
  <meta-description>Protect and prepare your loved ones with life insurance at Wholesale Insurance&amp;mdash;where life insurance is easy and hassle-free</meta-description>
  <meta-keywords>life insurance, term life insurance, types of life insurance, estate planning</meta-keywords>
  <name>What is Life Insurance?</name>
  <priority type="integer">8</priority>
  <published type="boolean">true</published>
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  <section-id type="integer">1</section-id>
  <updated-at type="datetime">2010-01-22T01:45:30Z</updated-at>
  <url-key>life-insurance/</url-key>
</article>
