How Height / Weight
Affects My Quote
Many people wonder why knowing your height or weight is so important to life insurance companies. The truth is that your height and weight ratio can play a huge part in determining the rate class you will be considered for. Because of this, your height and weight will ultimately play a large role in the cost of your life insurance.
Because your physical build directly affects your state of health, life insurance companies will always place importance on your height and weight ratio. The larger you are, the more likely you are to get diabetes, have high blood pressure, or have a heart attack. Because these outcomes are more likely, life insurance companies will consider larger people to be more of a risk. This higher risk will equate to higher premiums.
Life insurance companies can also look negatively at you if you are smaller than is normal for your height. Because having a healthy build can affect so dramatically the cost of life insurance, WholesaleInsurance.net always stresses the importance of healthy living to our clients.
