Monthly <h1 class="article_title">How Gender Affects My Quote</h1> <p><em>In most business and social atmospheres,</em> discriminating based on gender is very inappropriate. In the life insurance world, however, your gender can play a very large role in your cost of insurance.</p> <p>Because the <em>premiums</em> in life insurance <em>are based on your life expectancy,</em> life insurance companies will always consider your gender during their underwriting process as they determine your cost of insurance.</p> <p><em>The life expectancy for a woman</em> is longer than that of a man. Because of this, life insurance companies will generally offer lower premiums to a woman than they will to a man for the same amount of insurance and length of coverage. Because men tend to have shorter life spans than women, they will generally pay more.</p> <div class="shadedBox"> <p><strong>Types of Life Insurance:</strong></p> <table border="0" width="100%"> <tbody> <tr> <td width="33%"><a title="Mortgage Protection Insurance" href="/offers/mortgage-life-insurance.asp">Mortgage</a></td> <td width="33%"><a title="Term Life Insurance" href="/offers/term-life-insurance.asp">Term</a></td> <td width="33%"><a title="Smokers Life Insurance" href="/offers/smokers-life-insurance.asp">Smokers</a></td> </tr> <tr> <td><a title="High Risk Insurance" href="/offers/high-risk-insurance.asp">High Risk</a></td> <td><a title="Return of Premium Insurance Life Insurance" href="/offers/return-of-premium.asp">ROP</a></td> <td><a title="Seniors Term Life Insurance" href="/offers/seniors-term-life-insurance.asp">Seniors</a></td> </tr> <tr> <td><a title="Whole Life Insurance" href="/offers/whole-life-insurance.asp">Whole</a></td> <td><a title="Guaranteed Life Insurance" href="/life-insurance/guaranteed-issue.asp">Guaranteed</a></td> <td><a title="Key Man Insurance" href="/offers/key-man-life-insurance.asp">Key Man</a></td> </tr> </tbody> </table> </div> <div class="linkfooter"><a href="/life-insurance-information/quote/birth-date.asp">Previous (Date of Birth)</a> | <a href="/life-insurance-information/quote/height-weight.asp">Next (Height / Weight)</a><br /> <a href="/life-insurance-information/quote/">Back to What Affects My Quote</a><br /> <a href="/">Back to Home</a></div> 2010-01-14T20:26:12Z Life Insurance 101: How Gender Affects Your Life Insurance Quote 27 Life Insurance Information at Wholesale Insurance: Understanding Term Life Insurance, and How Your Gender Affects Your Quote. life insurance, quote, quotes, gender, cost, premiums, life insurance companies, low How Gender Affects My Quote 5 true 26 2010-01-20T17:35:30Z life-insurance-information/quote/gender.asp