Life Insurance Information:
Debunking the myths
There are many misconceptions and myths about life insurance and Wholesale Insurance wants to help clear a few of those things up for you by giving you some sound insurance facts, life insurance information and very important facts about health and life insurance.
Myths vs. Insurance Facts
Myth: You should buy insurance that's 7 to 10 times your annual earnings.
Fact:Yes and no.
The average person will buy am amount that is a little as 3 times their annual earnings to as much as 15 to 20 times or more. Considerations include personal and business debt and the amount you want to provide for your spouse, children and others who are dependent on you. You can calculate how much insurance you'll need to provide for your obligations by using our Life Insurance Needs Calculator. Be sure to include consideration of rising childcare costs and providing for the ever increasing cost of a college education.
Facts about health and life insurance
Just because you have a serious health problems or lifestyle choices that make it difficult for you to get insurance from most companies, don't assume you can't get coverage. Wholesale Insurance specializes in knowing the appetites of the various life insurance companies and matching those appetites with your particular health or avocation challenge. People with health challenges can in fact get affordable life insurance coverage.
Life Insurance Information that will Surprise you
Misconception – All life insurance policies are the same.
The policy you ultimately choose can be designed specifically to meet your needs. So while it may seem like they're all the same to the causal observer, we can design a life insurance policy that addresses your and your family's needs.
Call us today toll free at 1-800-823-4852 8 a.m. – 5 p.m. Pacific Time, Monday through Friday with any questions about Insurance Facts and let us help you take care of your future.
