How to choose a life insurance carrier
The life insurance carrier is the financial company that actually writes your life insurance contract and honors it upon your death. Life insurance shoppers often don’t interact directly with life insurance carriers, but your choice of carrier is crucial, notwithstanding, because the carrier you choose affects the quality of service you receive and the rate you pay for coverage.
Compare life insurance quotes
At Wholesale Insurance, we take away much of the difficulty in selecting a life insurance carrier. We only work with the best carriers in the nation, and, whether you’re using our instant, online quoter or working with one of our courteous agents, we bring you all the relevant quotes at once so that you can see easily which carriers can provide the policy you want most affordably.
Compare financial ratings
In addition, we indicate the A.M. Best financial ratings for each life insurance carrier that we quote. These are industry-standard ratings for the financial strength of the insurer. Just as you wouldn’t trust your money in an unreliable bank, don’t trust your money with a shaky insurer.
These ratings can be viewed on the right side of the quoter results page. They take the form A++ through F.
Compare service ratings
We have many years’ experience working with the life insurance carriers that we quote, and in that time, we’ve recognized that some insurers are swifter and more accommodating than others. We assign each carrier a rating of 1–5 stars, 5 being the best.
These ratings can be viewed on the right side of the quoter results page.
(More specific information is available on our Service and Reliability Ratings Explained page.)
