What's involved in the life insurance medical exam?
The life insurance medical exam is short, convenient, and free.
Within 2–3 business days of submitting your request for online life insurance, an employee of Superior Mobile Medics will contact you to schedule an appointment for your medical exam. In most instances, even weekends and evenings are available for your appointment.
On the day appointed, a travelling nurse will come to your home or workplace to administer the medical exam. The life insurance medical exam takes only about 20–30 minutes to complete. Here's what it entails:
- You will be weighed and measured.
- Your blood pressure will be checked.
- A blood sample and urine sample will be taken.
If these conditions are intolerable to you, you may prefer to shop for one of our no-exam life insurance policies. Simplified issue, guaranteed issue, and graded benefit life insurance require no medical exam.
The life insurance medical exam assists your insurer in determining your rate class. The cost of no-exam life insurance is significantly greater than for ordinary types of life insurance because the insurer takes on a great deal of uncertainty when it issues a policy on an unexamined individual.
