Face Amount to Free Look Definitions

A B C D E F G H I J K L M N O P R S T U V W Y
F

Face Amount
The specific death benefit shown in the policy that is to be paid to the beneficiary(ies) at the time of the death of the insured.

Fiduciary
A person, such as an executor of an estate, attorney or trustee to whom property or power is entrusted for the benefit of another.

Flat Extra Premium
An amount of money charged in addition to the basic policy premium that reflects an increased risk due to hazardous activities or temporary conditions of health or behavior.

Free Look
A stated period of time in which the insured can examine the policy to decide whether or not to keep the policy with no financial obligation incurred. The stated period of time is usually 10 days during which time the insured may return the policy for a full refund of any monies paid for the policy.

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