Effective Date to Expiry Definitions

A B C D E F G H I J K L M N O P R S T U V W Y
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Effective Date
The actual date that the insurance policy becomes effective.

Endorsement
A written agreement attached to an insurance policy that amends the coverage by adding or subtracting coverage.

Estate Planning
The act of planning for the eventual distribution of your assets at the time of your death.

Evidence Clause
A provision in the policy that requires the insured to cooperate in any investigation into the validity of a claim.

Evidence of Insurability
Health information such as attending physician's statements, medical exams or lab results required by the underwriting process.

Exclusions
Certain specified perils that are not covered by the provisions of the policy. A common exclusion for a life insurance policy might be a hazardous sport such as rock climbing.

Expiry
The date that a policy ceases coverage.

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