Date of Issue to Dividend Definitions

A B C D E F G H I J K L M N O P R S T U V W Y
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Date of Issue
The date indicated on the policy as the actual date that the policy was issued, This may not be the same date as the effective date of the coverage.

Death Benefits
The amount of money paid or services performed as specified in the policy that is due to the beneficiary(ies) at the time of the death of the insured.

Decreasing Term Insurance
A certain type of policy whereby the face amount of the policy decreases each year but the premiums remain the same. This is typically used to satisfy the requirements of a loan, such as a mortgage where the amount owing decreases each year.

Disability Insurance/Disability Income Insurance
A type of insurance whereby the insured is paid a specified amount of money each month if he becomes impaired and can no longer work.

Dividend
Distribution of company's earnings to the shareholders.

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