Back Dating to Buy-Sell Agreement

A B C D E F G H I J K L M N O P R S T U V W Y
B

Back Dating
Issuing the policy with an effective date that is earlier than the issue date of the policy, but no more than six months earlier. This is done to obtain a lower issue age thus a lower premium.

Beneficiary / Beneficiaries
The person or entity designated by the owner of the policy as the recipient of funds under a life insurance policy at the time of the insured's death.

Benefits
The monetary amount paid and/or services provided under the terms of the insurance contract.

Buy-Sell Agreement
Used to ensure orderly transitions when an owner dies or is disabled. It is a plan used by partnerships, corporations and sole proprietorships whereby the deceased or disabled person's ownership is sold to the remaining partners, proprietors or shareholders according to a pre-arranged plan that is funded by the use of life insurance or disability income insurance.

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