Is Life Insurance the Only Answer?

Life Insurance is an important part of you and your family's overall financial plan. But the fact remains that life insurance does not provide for you when you are disabled, or diagnosed with a critical illness, or if you need long term care because of illness or accident.

Most of us don't believe that those things will happen to us. We know that we will die some day, eventually, but will we get disabled? How about cancer, or heart disease? We don't really think that we could ever end up in a residential care facility because we became too ill to care for ourselves. These things happen. And they happen often.

One out of four of us will end up disabled at some time in our life. There are over 10 million cancer survivors in the USA alone, and statistics show that 60% of people over the age of 65 may require long term care at some point in their lives1. We can't anticipate everything that might happen to us, but we can plan ahead so that if some of these things do happen, it will not mean financial ruin for us and our families.

Insurance is available to protect against disability, critical illness and the need for long term care. Ask your Customer Service Representative to discuss your options with you. You may qualify for one or more of these financial life-saving products.