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  <content>&lt;h1 class="article_title"&gt;WholesaleInsurance.net's Service and Reliability Ratings Explained&lt;/h1&gt;
&lt;p&gt;&lt;a class="in_text_link" href="/"&gt;WholesaleInsurance.net&lt;/a&gt; works with &lt;a class="in_text_link" href="/term-life-quotes/company-choice.asp"&gt;many different insurance companies&lt;/a&gt;. Some process applications quickly and efficiently. Others are less efficient. Our evaluation is based on:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;The ease of &lt;a class="in_text_link" href="/term-application-process/underwriting.asp"&gt;filling out an application&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;The &lt;a class="in_text_link" href="/term-application-process/long-underwriting.asp"&gt;time it takes to "underwrite" an application&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;The flexibility in underwriting (will they bend their rules on close situations to allow you to qualify for the lowest rates?)&lt;/li&gt;
&lt;li&gt;The percentage of cases requiring additional information&lt;/li&gt;
&lt;li&gt;The time it takes to retrieve additional information&lt;/li&gt;
&lt;li&gt;The effectiveness and timeliness of their communication with us&lt;/li&gt;
&lt;li&gt;The time to reissue a &lt;a class="in_text_link" href="/offers/life-insurance.asp"&gt;policy&lt;/a&gt;.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Our highest rating is (5)&amp;nbsp;&amp;nbsp; 	&lt;img src="/images/star.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/star.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/star.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/star.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/star.gif" border="0" alt="" width="14" height="15" /&gt; &amp;nbsp; and our lowest is (1)&amp;nbsp;&amp;nbsp; 	&lt;img src="/images/star.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/starempty.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/starempty.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/starempty.gif" border="0" alt="" width="14" height="15" /&gt; &lt;img src="/images/starempty.gif" border="0" alt="" width="14" height="15" /&gt;. If there is only a few dollars difference between a company with a 5-Star rating and one with a 1-Star rating, we recommend the 5-Star rated company. However, you make the choice. We simply want the process to be &lt;a class="in_text_link" href="/unique-insurance-ability/term-life-prices.asp"&gt;as smooth and efficient&lt;/a&gt; as possible and feel this information may be important to you.&lt;/p&gt;
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&lt;p&gt;&lt;a href="/life-insurance-information/#faq"&gt;Back to "Frequently Asked Questions About Life Insurance"&lt;/a&gt;&lt;br /&gt; &lt;a href="/"&gt;Back to Home&lt;/a&gt;&lt;/p&gt;</content>
  <created-at type="datetime">2010-01-15T18:02:51Z</created-at>
  <head-title>Reliability Ratings Explained, WholesaleInsurance.net Reliability Ratings</head-title>
  <id type="integer">101</id>
  <meta-description>Learn about how WholesaleInsurance Rates it's companies</meta-description>
  <meta-keywords>Service Ratings, Reliability Ratings</meta-keywords>
  <name>WholesaleInsurance.net's Service and Reliability Ratings Explained</name>
  <priority type="integer">5</priority>
  <published type="boolean">true</published>
  <rss-content type="boolean" nil="true"></rss-content>
  <section-id type="integer">61</section-id>
  <updated-at type="datetime">2010-01-22T21:21:57Z</updated-at>
  <url-key>help/rating-information.asp</url-key>
</article>
