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Insurance Advice
We never know what life
has in store

Posted: February 18, 2010

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We never know what life has in store

3 Things you must know before buying life insurance

1) All Insurance Companies Are Not The Same

Each insurance company has unique underwriting guidelines used to approve applications for life insurance; for example, some companies have very liberal cholesterol limits or tobacco history guidelines.  Because of that, you should talk to an Insurance Advisor before selecting the insurance company you wish to apply to.  The differences in underwriting guidelines between insurance companies could cost you more than 50% more.

2) Be Honest With Your Insurance Advisor

Our Insurance Advisors are on your side.  Providing accurate and detailed information about your health history, hobbies, and lifestyle will assist them in identifying insurance companies that will provide the best rate for your unique situation.  Most insurance companies will review your medical records, prescription history, and motor vehicle report.  Your advisor can take that information and submit your application to the carrier that will look most favorably at your situation.

3) Ask For a Brief Consultation On the Coverage That Is Right For You

65% Americans Are Drastically Underinsured! Our Insurance Advisors can ask you a few simple questions to understand your needs and goals.  This will enable them to provide you with the best information so you can make the confident decision of which coverage amount, term, and carrier is right for you in order to protect your family.




Life Review Team
E-mail: Life@WholesaleInsurance.net
Phone: 1-800-823-4852
Website: www.WholesaleInsurance.net

 

 

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