Underwriting

The Dictionary of Insurance Terms and Definitions

Life insurance applicants are evaluated and classified according to risk they represent. The underwriting process is the life insurance company’s assignment of the applicant into a risk class which determines his or her price of insurance. Physical health, medical history, and avocations are all factors that companies use to make this assignment.

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R. Jan Pinney CLU, ChFC, is a licensed life insurance agent in all states and the District of Columbia. The following agent license numbers are provided for R. Jan Pinney as required by state law: CA agent #0440057, LA agent #291116, MA agent #1674866, MN agent #20270113, UT agent #58330, agent R. Jan Pinney, DBA Pinney Wholesale Insurance Services. Commercial use by others is prohibited by law. This site provides term quotes. Each rate shown is a quote based on information provided by the carrier. No portion of WholesaleInsurance.net may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner.