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Dental Insurance

It is perfectly normal for our dental health to deteriorate as we grow and get older. Paying the full price for your dentist bills shouldn't have to be normal though. You don't have to put off routine checkups and teeth cleanings because you are worried about paying too much. We can help you find an affordable dental insurance plan to alleviate the high costs of dentist visits.

Click here to instantly compare dental and vision plans in your area.

How Wholesale Insurance Helps

Our personal service, information library, and online quoter are available to you free of charge. While WholesaleInsurance.net is primarily an independent life insurance agency, through our strategic partnerships we have also made dental policies from many different competitors available to you. Our goal is to find you the most affordable dental insurance on the market.

What is Dental Insurance?

Dental insurance is a contract between you and an insurance carrier designed to pay for a portion of the costs associated with your dental care needs. There exists a wide range of coverage options for you to choose from. Some options might include free preventative services such as teeth cleaning. Many dental plans cover fillings, crowns, emergency tooth replacement, oral surgery, x-rays. These coverage and benefit limits are not universal but rather determined by each different dental insurance company. Wholesale Insurance makes it easy for you to compare rates and quotes from all of the top dental insurance providers.

Types of Dental Insurance Plans

Dental Indemnity Insurance Plans

This is a Traditional insurance coverage plan. A percentage of your dental bills are covered by your insurance for a monthly premium. You are able to visit any dentist you choose.

Once you pay your deductible, Indemnity Dental plans usually cover 100% of preventive services (cleaning), 80% of restoration services (root canal) and 50% of major treatment like orthodontics (braces).

Dental Preferred Provider Plans (PPO)

Since the insurance company can guarantee the dentists business, the dentists can give discounted rates to the insurance company. In the end, everyone wins. Some PPO’s may have very low or even no deductibles.

HMO Dental Insurance

Basic services, like cleanings and x-rays, are usually provided free of cost. If you travel out-of-network a lot, perhaps you would rather have a PPO.