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<h1 class="article_title">How to Pick a Life Insurance Agent to Help Protect Yourself and Your Family</h1>
<h2 class="article_subtitle">The Trusted Advisor</h2>
<p>Throughout this guide, there have been references to the importance of consulting <a class="in_text_link" href="/">an insurance professional</a> when <a class="in_text_link" href="/offers/life-insurance.asp">buying</a> the various types of coverage you want/need.</p>
<p>A life insurance agent is more than just a salesperson. He or she is an expert in analyzing risk and finding the coverages that minimize the risks you face. Good insurance agents don't tell you <a class="in_text_link" href="/unique-insurance-ability/choose-involvement.asp">what to buy</a>, they present you with a series of options and recommends which option is best for you. <em>You</em> make the purchasing decision(s).</p>
<p>If you decide <a class="in_text_link" href="/unique-insurance-ability/client-representation.asp">to use insurance agents</a> as opposed to buying the coverage(s) directly from an insurance company, what should you look for?</p>
<div class="consumer_tip"><a class="in_text_link" href="/consumer-reports/">Consumer TIP</a>: First and foremost, the life insurance agent must have extensive experience in the coverage(s) you want/need. Insurance is a business of specialists, mainly because it's next to impossible to understand all the coverages (or lines) that are available.</div>
<p>Some insurance agents specialize in selling insurance to businesses. Other agents concentrate on coverages for individuals. That's the kind of agent you want, a personal lines agent. (If you are running a business, you will want a commercial lines agent to recommend coverages for your business.)</p>
<p style="text-align: center;"><a href="/consumer-reports/circle-of-safety/long-term-care-good-policy.asp"><< A Good Long Term Care Policy</a> | <a href="/consumer-reports/circle-of-safety/">Index</a> | <a href="/consumer-reports/circle-of-safety/agent-types.asp">Agent Types >></a></p>
<p> </p>
<p>Seeking Life Insurance?</p>
<ul>
<li><a href="/offers/term-life-insurance.asp">Term Life Life Insurance</a> - Protect your family for a specified period of time, called a term.</li>
<li><a href="/offers/key-man-life-insurance.asp">Key Person Life Insurance</a> - Sheild your company from the consequences of big loss</li>
<li><a href="/offers/high-risk-insurance.asp">High Risk Life Insurance</a> - Special life insurance for those who have trouble finding great rates for their life insurance</li>
<li><a href="/offers/universal-life-insurance.asp">Permanent Life Insurance</a> - Universal life insurance is permanent and flexible</li>
</ul>
2010-01-14T22:48:36Z
Insurance Agents, Life Insurance Agent
74
Insurance Agents at Wholesale Insurance. Specializing in Life Insurance Agents
insurance agent,life insurance agent,insurance agents,selecting life insurance agent,life insurance agents,independent insurance agent,independent insurance agents,professional insurance agent,health insurance agent,health insurance agents
How to Pick a Life Insurance Agent to Help Protect Yourself and Your Family
5
true
61
2010-01-22T20:57:08Z
consumer-reports/circle-of-safety/selecting-agent.asp