Articles Consumer Reports Circle of Safety

Tips for Online Life Insurance Protection When Buying Life Insurance for You and Your Family

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The Circle of Safety:

The Circle of Safety is the most comprehensive insurance handbook available on the internet about online life insurance protection. It contains helpful tips about term life insurance protection selecting the right life insurance agent, choosing the best life insurance policy, selecting the right amount of insurance coverage and using life insurance to protect your family.

By using this handbook as a resource in the process of buying life insurance, we are confident that you will: be provided helpful tips on term life insurance protection; be able to obtain the most competitive rates; receive the friendliest service; and be prepared in the event of unexpected disasters.

Handbook Contents

1. Insurance: How to Reduce The Risk, Protect Yourself and Your Family
   • What Can Go Wrong? Imagining Worst-Case Scenarios
   • Everyone Takes Some Risks with What They Own...the Question Is: How Can You Best Protect What You Own and Your Family
   • How Much Protection is Enough Protection for Yourself & Your Family? Ask an Expert
   • How Much Is Enough? It Depends
   • How Do You Find the Right Insurance Company For the Right Price?
2. How to Insure Your In-Home Business
   • Important Question: What's the Scope of Your Business
3. How to Protect Yourself and Your Family If You Get Hurt
   • Disability Insurance
   • Disability Coverage: Lots of Options, How to Choose...
   • Personal Disability Insurance
   • Important Information: What is a Disability?
   • When Disability is Defined as Income Lost...
4. How to Protect Your Family if You Die
   • Many Purposes for Life Insurance
   • Make Sure Death Benefit Is Adequate
   • What You Need to Know About Term Life Insurance...
   • What You Need to Know About Cash Value Life Insurance...
5. How to Protect Yourself and Your Family With Long-Term Care Insurance
   • Why Long Term Care Insurance Seems Expensive...
   • What You Should Look For in a Good Long-Term Care Policy
6. How to Pick An Agent to Help Protect Yourself and Your Family
   • Different Types of Personal Lines Agents
   • Consider Not Just Agent, But Agency As Well
7. Protect Yourself and Your Family: Be a Smart Consumer

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Copyright © 2002-2012 Pinney Wholesale Insurance Services - All rights reserved. 2266 Lava Ridge Court, Roseville CA 95661.

R. Jan Pinney CLU, ChFC, is a licensed life insurance agent in all states and the District of Columbia. The following agent license numbers are provided for R. Jan Pinney as required by state law: CA agent #0440057, LA agent #291116, MA agent #1674866, MN agent #20270113, UT agent #58330, agent R. Jan Pinney, DBA Pinney Wholesale Insurance Services. Commercial use by others is prohibited by law. This site provides term quotes. Each rate shown is a quote based on information provided by the carrier. No portion of WholesaleInsurance.net may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner.