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<h1 class="article_title" style="text-align: left;">Annuity / Annuities</h1> <h2 class="article_subtitle" style="text-align: left;">Immediate Annuity</h2> <h2 class="article_subtitle" style="text-align: left;">What is an Immediate Annuity?</h2> <p>Like all <a class="in_text_link" href="/annuity-annuities/">annuities</a>, an immediate annuity is an agreement between you and a <a class="in_text_link" href="/">life insurance</a> company. In this agreement, you pay the life insurance company a sum of money. In return, the life insurance company pays you a series of payments.</p> <p>There is one main difference between an immediate annuity and a deferred annuity. With an immediate annuity, the payments from the life insurance company begin immediately.</p> <h2 style="text-align: left;"><span class="article_subtitle">Immediate Annuity Payment Schedule</span></h2> <p><a class="in_text_link" href="/annuity-annuities/immediate/">Immediate annuities</a> create a stream of income that comes to you in the form of payments from the life insurance company. These payments can last for a fixed period or for your entire lifetime.</p> <p>A fixed period immediate annuity is when the life insurance company pays you for a specified period of time. The payments continue for the period specified whether you are alive to receive the payments or not.</p> <p>A lifetime immediate annuity is when the life insurance company continues to pay you for as long as you live.</p> <p>It is also possible to add a guaranteed period to your lifetime annuity. This allows your beneficiaries to continue receiving payments even if you don't outlive the guaranteed period.</p> <p style="line-height: 0.2;"> </p> <h2 style="text-align: left;"><span class="article_subtitle">Single Premium Immediate Annuity (SPIA)</span></h2> <p>The most common immediate annuity purchased today is the single premium immediate annuity, also known as a SPIA.</p> <p>A single premium immediate annuity is one in which payments from the life insurance company start right after your first (and only) premium payment.</p> <p> </p> <p>Learn More:<br /><a href="/annuity-annuities/">Annuity Explanations<br /></a></p>

2010-01-14T21:51:54Z

Immediate Annuity | Immediate Annuities >>>>>

Immediate Annuity Explanations: What is an Immediate Annuity? What is a Single Premium Immediate Annuity (SPIA)?

annuities, annuity, immediate annuity, immediate annuities, single premium immediate annuity, spia

Immediate Annuity 9 true

2010-01-21T21:42:40Z

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