Life Insurance Quotes

Immediate Annuity Quotes

Indicate your needs, age, and gender in the form below. Submit the form for a list of annuity products. Choose the best immediate annuity for your needs.

How long do you need the income to last?



Basic Information

Your Information

/ /

Spouse/Partner's Information:

/ /

Calculate Results Based On:

Enter amount: $

Enter amount: $

What determines immediate annuity rates?

As with any annuity, immediate annuity quotes depend on how much the seller expects to pay out.

For period certain annuities, that's rather straightforward, but with life annuities (those offering a guaranteed paycheck for life), some guesswork has to be done. The duration of your life (and, therefore, the duration of your pension) is uncertain.

You can start by determining how much money you will require in your pension each month, then figure out the cost, but for immediate annuities, it is common to start with the question of how much you're willing to pay, then discover which annuity company can quote you the largest pension. With immediate annuities, after all, the buyer often intends to sink a particular portion of his/her nest egg into the purchase, regardless of how big the pension will be because the buyer is on the verge of retirement and the annuity's pension is his/her retirement plan.

Much of what's used in calculating your immediate annuity quote is your life expectancy. Your immediate annuity's income phase begins immediately, so if you're still young at the time of purchase, your immediate annuity will give you a very low ratio of pension to cost. If you're of an advanced age already, you'll get quoted better prices for large pension payments.

Talk to an Advisor

A licensed insurance advisor can explain your options and help you choose the right life insurance for your needs.

Call: 1-800-823-4852

Chat: Live Advisor Chat

Sm

A few of the carriers we quote