How to Shop for Life Insurance
Pick the policy that’s right for you
Most people are not very familiar with the range of life insurance plans available or how they can be used. At Wholesale Insurance, we have gathered all of the information you need for an informed and comfortable shopping experience.
We have organized life insurance policies into three basic types. The following pages will help you figure out which policy type is right for you:
If you would like more in-depth information, access our complete table of types of life insurance. Our courteous life insurance agents are also standing by to answer your questions by phone.
Choose the right amount of coverage
Approximately 80 percent of American families possess some life insurance, but most of them acknowledge that their coverage is not enough to meet their anticipated needs.
An accurate evaluation of your family’s needs will ensure that your coverage is sufficient. Have a look at our life insurance needs calculator, a free tool to make the evaluation thorough and easy.
Our business life insurance needs calculator will assist you in calculating the amount of life insurance coverage you need to protect your business.
Find the company that’s right for you
Why do quotes from different companies differ so much? The fact is that certain insurance companies specialize in providing insurance to certain market segments (e.g. smokers, seniors). At Wholesale Insurance, we transact with over one hundred of the nation’s top insurers to find the company with the best rates for you.
One question you may ask at this point is, “Why should I go through an agency or brokerage at all? Why not work directly with the insurance company?” Those questions have a focus all their own; use the following links to learn exactly why to use an agent and why to use Wholesale Insurance.
Step one…
If you’re ready to move on, you have a few options before you:
- Use our online, automated quoter to instantly compare life insurance quotes from different life insurance companies. From there, you can follow a link to fill out your application online.
- Learn about the application process.
- Call us at 1-800-823-4852, M-F, from 8:00am to 5:00pm PST, and consult with one of our agents who can answer your questions and assist you in finding a policy.
